FPU!

the husband and I will be facilitating a financial peace university class at our church beginning Saturday, February 21st.  it's a 12-week course with a bonus lesson on giving, the cost is about $100 for the books and all materials, and the class will run 1p-3p.  I've already written about it but FPU, instructed via cd by d. ramsey, has had a huge impact on us.  we were still engaged when we began it last spring, and to be on the same financial page and sharing the same information and goals has brought us together and added sweet, shared victories during this first year of marriage.  the class covers the following topics (lifted from the website):

1. Super Saving - In this lesson, Dave explains the Seven Baby Steps that will guide you throughout FPU.  You will also learn the three key reasons why you should save money—and why you must start now!

2. Relating With Money - This lesson will teach spouses how to communicate and work together toward success.  Also, singles will learn the importance of teamwork and parents will find out how to teach their kids about money.

3. Cash Flow Planning - Unlock the secret of developing a monthly spending plan that really works.

4. Dumping Debt - It’s time to debunk the myths that most people believe about debt! In this lesson, Dave Ramsey reveals the truth about the credit lies and gives you a plan for walking out of debt with confidence.

5. Credit Sharks in Suits - What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.

6. Buyer Beware - Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!

7. Clause and Effect - In this lesson, Dave walks you through the world of insurance, carefully explaining what you need — and what you need to avoid.

8. That's Not Good Enough! - Discover the seldom-used secrets of buying only big, big bargains—every time!  Before you know it, you’ll be saying “That’s not good enough!”

9. Of Mice and Mutual Funds - Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!

10. From Fruition to Tuition - Dave walks you through the maze of retirement options and helps you figure out the right path for you.  You will also learn how to plan for college so your kids can graduate debt free!

11. Working in Your Strengths - This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview.  Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.

12. Real Estate and Mortgages - Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home.  Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.

13. The Great Misunderstanding - Warning! This lesson will challenge the way you think about money.  Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

here's a link to a preview of the class that's been posted on YouTube...

Dave's personality isn't for everybody, and some of the things he says can feel pretty confrontational.   I can only say that the content of the lessons are valuable, and we've been blessed by following the program.  We're paying aggressively on our last remaining debt apart from our mortgage, and during the time we've been collectively attacking debt - which is really only since June of last year - we HAVE experienced peace with regard to money, and our charitable giving has actually increased.  Not that there haven't been struggles... doing the budget, especially the first time, wasn't pretty.  :)   

If you know of anyone you think might benefit from this class or you think your family would like to participate, please contact the church office at reception@swcentral.org or 713-667-9417.  or feel free to give me, M, or our friends the Browns a ring if you have any questions about the course.

-m.y.