Thursday, January 29, 2009

FPU!

the husband and I will be facilitating a financial peace university class at our church beginning Saturday, February 21st.  it's a 12-week course with a bonus lesson on giving, the cost is about $100 for the books and all materials, and the class will run 1p-3p.  I've already written about it but FPU, instructed via cd by d. ramsey, has had a huge impact on us.  we were still engaged when we began it last spring, and to be on the same financial page and sharing the same information and goals has brought us together and added sweet, shared victories during this first year of marriage.  the class covers the following topics (lifted from the website):

1. Super Saving - In this lesson, Dave explains the Seven Baby Steps that will guide you throughout FPU.  You will also learn the three key reasons why you should save money—and why you must start now!

2. Relating With Money - This lesson will teach spouses how to communicate and work together toward success.  Also, singles will learn the importance of teamwork and parents will find out how to teach their kids about money.

3. Cash Flow Planning - Unlock the secret of developing a monthly spending plan that really works.

4. Dumping Debt - It’s time to debunk the myths that most people believe about debt! In this lesson, Dave Ramsey reveals the truth about the credit lies and gives you a plan for walking out of debt with confidence.

5. Credit Sharks in Suits - What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.

6. Buyer Beware - Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!

7. Clause and Effect - In this lesson, Dave walks you through the world of insurance, carefully explaining what you need — and what you need to avoid.

8. That's Not Good Enough! - Discover the seldom-used secrets of buying only big, big bargains—every time!  Before you know it, you’ll be saying “That’s not good enough!”

9. Of Mice and Mutual Funds - Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!

10. From Fruition to Tuition - Dave walks you through the maze of retirement options and helps you figure out the right path for you.  You will also learn how to plan for college so your kids can graduate debt free!

11. Working in Your Strengths - This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview.  Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.

12. Real Estate and Mortgages - Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home.  Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.

13. The Great Misunderstanding - Warning! This lesson will challenge the way you think about money.  Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

here's a link to a preview of the class that's been posted on YouTube...

Dave's personality isn't for everybody, and some of the things he says can feel pretty confrontational.   I can only say that the content of the lessons are valuable, and we've been blessed by following the program.  We're paying aggressively on our last remaining debt apart from our mortgage, and during the time we've been collectively attacking debt - which is really only since June of last year - we HAVE experienced peace with regard to money, and our charitable giving has actually increased.  Not that there haven't been struggles... doing the budget, especially the first time, wasn't pretty.  :)   

If you know of anyone you think might benefit from this class or you think your family would like to participate, please contact the church office at reception@swcentral.org or 713-667-9417.  or feel free to give me, M, or our friends the Browns a ring if you have any questions about the course.

-m.y.

Wednesday, January 28, 2009

wonderful lunch.

what a joy to sit across from you, M! so good to learn more about you and hear your stories. I love how you talk about God, your trust in Him and the way you seek His leading. You make me want to know Him more, and I'm happily thankful for our time together today. I'm so excited for you and all that's ahead.

wow. it's getting heated on msnbc.

so much talk of President Obama's stimulus plan.  here's a cnn article outlining the basics of the plan.

characteristically, I'm skeptical of it... not of the target items in theory, more the mode of attack.  but then again, it's already been documented that I don't believe throwing a ton of money at a problem necessarily fixes anything.  to paraphrase d. ramsey, money tends to only magnify existing behavior and choices, both good and bad.   I think we've watched this play out since the first government bailout was implemented, an unprecedented move I still believe was a huge mistake and disaster motivated by fear and political pressure.

so many layoffs announced this week.  so many individuals and businesses cutting the excess to try to ride it out.  the media are collectively a depressing chorus.  consumers are accused of not buying enough stuff.  a man in California was laid off, so he killed his wife and children.  

we desperately need some hope.  and a far-seeing eye. and wisdom.  I keep thinking of a J. Knapp song as I write:

All these years to many ahead to think clear.
Some say where's my crystal ball.
Some men play the lottery
Makin bets against the governments economy.
They say I'd rather be rich than be alive at all.

When men in miry circumstances fall.
It won't be hard to tell where they placed their resolve.

Some trust in chariots.
But we trust in the name of the Lord our God.
To each his own won't lead you home
And probably never will.
I won't trust in the things I do.
They will not stand. they won't come through.
So I'll trust in the name of the Lord my God
I'll trust in the name..

Picket fences may build our defense.
In domestic wars of leisure suits.
That's OK it doesn't bother me.
You can hold onto your philosophy
Of What's mine is mine, what's yours is yours
But whats the truth?

When the walls do crumble and they fall.
It won't be hard to tell where we place our resolve.

Some trust in chariots.
But we trust in the name of the Lord our God.
To each his own won't lead you home
And probably never will.
I won't trust in the things I do.
They will not stand. they won't come through.
So I'll trust in the name of the Lord my God
I'll trust in the name...

- In The Name, J. Knapp

the brown-haired lady on the broadcast just derisively remarked about the 'nonsense' contained in Obama's stimulus bill.  the man defends the bill, and she cuts him off, demanding that he acknowledge that there is, indeed, 'nonsense' in this bill.  he concedes, 'sure, there's some nonsense, but you do what you do to get it passed and try to get that stuff out of it later'. (paraphrase)  that's how the bailout got passed, remember?  that's how things work.

I don't have very good answers.  I believe in simplicity - if you don't have the money to do something, maybe you shouldn't do it. save some money in case of emergency. debt = pressure, so be careful. don't do today what is going to put you and your family at great risk a year from now. desperation makes us do some pretty dumb things sometimes, so try really hard to keep from becoming desperate. I want something good to come out of all of this. I hope our children are taught about money matters, and become critical thinkers with the ability to delay pleasure. I want America to learn it's lessons and come out wiser and solid. I hope our leaders lead us in this path. here are some interesting and thought-provoking audio interviews conducted by Studs Terkel to collect information for his book Hard Times: An Oral History of the Great Depression.  which I've not read yet, but would like to very much.

Tuesday, January 27, 2009

the bells came over

and we had a totally fun belated birthday dinner for M:










somehow, we inhaled the food before I could get a few pictures, but our menu included chicken piccata (made by M himself), bird's nest pasta w/ homemade tomato sauce, steamed vegetables, and this awesome spinach salad that I can't wait to make again. I cut back on the bacon/bacon grease, used balsamic vinegar instead of cider, and since not everyone loves goat cheese as much as I do I served it crumbled on the side for individual sprinkling, but it was still a totally yummy salad that everyone seemed to really like.

the homemade tomato sauce wasn't on purpose. I had thrown butter and chopped up mushrooms in a pan with some chopped garlic, and discovered that the cupboard was bare of Diablo (devil) Sauce, our current favorite cheap & spicy pasta sauce by Francesco Rinaldi. I'd already been to the store and didn't feel like going again, so I started going through the pantry. into the blender went the following:

1 large can of peeled, crushed tomatoes
dried herbs: basil, thyme, oregano, pizza seasoning
celery salt
fresh ground pepper
red pepper flakes
a splash of red wine vinegar
a baby splash of chili oil
a couple of glugs of extra virgin olive oil

I blended the above together, then added a bunch of fresh flat-leaf parsley and let that blend a bit. I poured the sauce from the blender into the saucepan with the mushrooms and garlic, and let it simmer for awhile. It was a smoother sauce than we're used to, but I've got to say we really liked it a lot and I hope to keep making it and trying new things.

for dessert, we had wild blueberry pie with almond crumble topping, which was really great and easy (especially since I cheated and used a store-bought crust. sue me!). a word to the wise - um, you really do need to let it cool, like the recipe says. especially before trying to put candles in it. I'll spare you the story of me throwing away the first batch of candles and furtively fishing wax out of my lovely pie. the topping on this dish comes out really crunchy with just the right amount of sweet, and rather than grab our usual Kroger brand ice cream I splurged on Blue Bell. this was the bomb with a nice cup of decaf:














it was a really wonderful night. we loved having you guys over! extra points and snaps for C, my brother-in-law's girlfriend, for loaning me the third Twilight book! yeah, I've already started it...


********************


taken when we went to see our 3-D slasher movie the other day:





scary, right?


-m.y.

Saturday, January 24, 2009

saturday coffee and the house is quiet.

here is another of my favorite products:



not only is it the best for getting sticker residue off of things, like picture frames and such, but it also works great if you're something of a careless cook or eater and tend to splash oily things on your clothes. I've even tried it AFTER a piece of clothing has been washed and dried and THEN discovered to have spots and stains, and it still works!


********************

I cut my husband's hair last night. actually, I sort of sheared it all off. when I met mr. b, he was bald and had an earring in each ear. we can't find the earrings.

it was a weird, faintly alarming feeling to see how easily all of his hair fell off and piled up on the floor. I did it in stages... frankly, I thought he looked kinda hot with a mohawk-ish thing goin' on. I had an unexplainable impulse to go crazy and take the razor to my own head, that same sort of thing that happens when I'm somewhere high and I can't help but think of jumping or falling.

let's all be glad that I have all of my hair this morning. I don't think my actual head would be as attractive as mr. b's.


********************


speaking of mr. b, he's still in bed and I'm looking forward to this day. we're going to see My Bloody Valentine 3-D this afternoon. um, he picked this one. I'm okay with it, though - I can see scary movies if I'm with other people, just not by myself. ever. I have watched The Shining and Seven by myself. it's not pretty. after renting Seven in grad school, I literally moved the couch so that my back was to the wall and I could see every doorway and window and stayed there most of the night keeping vigil, with the phone glued to my hand and a kitchen knife tucked into the cushion beside me. Seven is actually the midnight movie at the River Oaks Theatre this weekend...

there are so many movies we want to see right now! my short list: Slumdog Millionaire, Revolutionary Road, Happy Go Lucky, Gran Torino, Frost/Nixon. maybe The Reader. maybe Benjamin Button. maybe Bride Wars. maybe Valkyrie. my sister-in-law said Marley & Me is wonderful and positive and she really loved it, but we'll see if I can overcome my STRONG aversion to beloved-pet-dies-in-the-end plots. we may rent that one.

other things I would like to do today:

take Chi on a walk. and bathe him. sorry bubba, I know you hate it.
convince mr. b. to go walking/running with me in the park.
dust and vacuum this house. wash our sheets. I want to do this every time I come home after a long-ish trip.
the laundry needs to be put away, too.
begin work on taxes
nap later.
go to my meeting tonight! I've missed it so!
read more of Watchmen.

I also need to swing by an office supply store and pick up more clear sheet protectors for recipes in the book I've been trying to make for a year. we've got so many magazines, torn out recipes, etc.... I want them organized in a handy book, please. otherwise, it just looks like I've got a magazine addiction around here. which is more true than I care to admit.

husband likes pie better than cake, I think, and we're having family birthday dinner for him here next week.... I wonder if he'd like this tasty-looking Warm Apple Buttermilk Custard Pie from health.com:





it looks so good to me.


hope everyone has a wonderful Saturday.


-m.y.

Thursday, January 22, 2009

tonight I'll be in my own bed!!!

I am so ready, people. I've been away from home for a week.

here's a happy love song for my husbin today.... I'll see you tonight, mr. bell!



Sleepy Tigers - Xoxo Panda

- m.y.

Tuesday, January 20, 2009

we were supposed to be working...

but we watched it. thanks, npr.

here's to the peaceful transition of power.







-m.y.

mo-mo & mickey....

my precious niece turned two last Thursday, and we were honored to get to attend her birthday party this past weekend. it was a happy coincidence that her mama and my hubby also had birthdays last Friday and Saturday, respectively, so there was much celebrating throughout the land. here are a few photoz, beginning with our outing to the mall and flipping tasty bbq dinner on Friday: (we also had tasty steak dinner at Perini's Saturday night with L's family and dear friends of K & L, and bowling fun where the girls totally out-bowled the boys, but I was apparently too in-the-moment to think to take pictures of any of those activities)





MY LOVELY SISTER-IN-LAW, THE BIRTHDAY GIRL:



GRANDAD HAD A REALLY GOOD WEEKEND AND SEEMS TO BE FEELING A LOT BETTER... SUCH A BLESSING:



SEE THAT CAKE THERE IN THE MIDDLE? MY GRANDMA SURE DID BRING A HOME-MADE CARROT CAKE FROM HICO TO THAT BBQ JOINT IN ABILENE. YUM. :




THIS IS A BEAUTIFUL PORTRAIT OF US THAT MO TOOK HERSELF:




AND THIS IS HER ASKING AUNT LU TO PUHLEEEAAZZZEEEE! GET HER OUTTA THAT HIGH CHAIR:





AND NOW, WELCOME TO MICKEY PARK! COME ON IN!!



MY SIS-IN-LAW MADE THESE BEAUTIES PLUS SOME HOME-MADE ICING WITH WHITE CHOCOLATE IN IT, WE SPLIT THE ICING AND COLORED IT, ICED THE CUPCAKES, AND THEN SHE DID ALL OF THE PIPING AND SPRINKLES. THEY WERE FLIPPING GOOD. I EVEN HAD TWO ON SUNDAY BEFORE WE LEFT.







M WITH GRANDMA (WHO GAVE HIM SUCH A SWEET BIRTHDAY CARD!):



MICKEY AND I ARE LIKE *THIS* (crosses fingers):



MARMEE & MO... snicker... I love this pic of you, Mom:




COULD EAT THESE PEOPLE WITH A SPOON.




we love you guys so much. happy birthday, mo-mo, L, and husbie!

Wednesday, January 14, 2009

a few snapshots...

of my friends' children. happy birthday, Mr. Kwan!









Monday, January 12, 2009

fit for a new season

to ring in the new season of 24, we cooked up some pretty tasty grub:

SPICY MUSTARD WINGS & PB&J WINGS (straight from the Rachel Ray magazine):




PEPPERONI, SPINACH & GARLIC PIZZA WITH DEVIL SAUCE ON WHOLE WHEAT THIN CRUST:




IT WAS GOOD.

audition

you might think that, after acting professionally for going on 11 years now and doing a great deal of both stage and commercial work prior to that, that I wouldn't get nervous before auditions anymore... certainly not doing something like public speaking. on the contrary, I still get butterflies, and sometimes even psych myself out.

I rarely tell anyone outside of my husband about any auditions or callbacks. there are a couple of reasons for this: A) just like a teacher's career is made up of certain elements - say, prepping for lessons, making copies, teaching, grading papers, etc. - the acting profession has the same sort of ongoing elements, like getting auditions, prepping for them, going on them, getting more, prepping, going, getting more, prepping, going... all the while, juggling the jobs you've managed to book already. if you get booked, you'll get a phone call. if not... no phone call. all I mean is that... auditions are simply a central part of what this profession is, and they're always coming and going with varying degrees of quantity. and B) because they occur with some regularity (hopefully) and the odds of booking them varies, it's just easier to go audition, do the best I can do, leave, and forget about it. unless I book it, and then woo-hoo!! but the truth is, it's probably psychologically easier to believe you're likely NOT going to book the job for whatever reason... I'm not blonde, or 5'8, or not tan, or can't rollerblade, or any number of things out of my control. It helps to remember this, so I can try to relax and just be present and have a good, memorable audition for future relationship-building with that casting director, director, or producer. it's too easy to give in to worry, or self-doubt, or comparisons to other actors in the room, or how much money this gig could be, or... etc. the deal is, if you tell someone about the audition, you might get the natural follow-up question... "did you hear about that audition?!" ... and then you think, "no, I HAVEN'T heard anything. crap. THANKS." because, like I said, I've forgotten about it. :)

Anyway, I bring up this old topic because I had a really nice callback today. It's weird - I was fairly certain I choked in the initial audition before Christmas a bit, but there were only 6 of us at the callback today, and I know there was at least one big call here in Houston and 2 calls in Dallas. So that leads me to believe either 1) I'm better than I thought I was or 2) a lot of other actors really blew it. ha! anyhoo, I took care this go-round to be super-prepared, which involved being solid with the lines, ready with the client notes for wardrobe, and staying relaxed and outer-focused (rather than getting all in my head... much better if you can stay open and light, talking to people, etc). I got there early and spent time in the car thanking God and praising Him, and asking only for a good experience. and when I left, I felt the prayer was more than answered. that's not to say I think I booked the job... but I have a fighting chance, and those cats I read for (who knew me already) will continue to have a good impression of me. I do see, though, that a huge part of the equation is my preparedness, and that often my nerves are directly tied to the fact that I didn't cover all the bases before I got to the audition. hmmm.

that makes me think of my first on-camera audition in this city, over ten years ago... it was for an industrial. I nervously paced around my aunt's pool running lines for hours, and showed up at the agency for the audition soooo nervous but as ready as I could possibly be. I wanted so badly to prove to them they'd done a smart thing by signing me... and I guess I was still a bit unconvinced I was a real on-camera talent, since the bulk of my experience to that point was primarily stage-related. booking that job was huge for me.

so here I am, still learning that the key to success is the same as it was in college... learn your lines. be on time. be present. warm up. listen when people talk to you. if you don't know what you're doing, smile and act like you do. behave as a professional.

don't worry... I'll understand if you want to ask me if I got this job later. to be real, I hope so, because I would like this particular paycheck. but whatever... I did my best, and now it's time to let it go. maybe I should focus on the training video I'm voicing for Schlumberger tomorrow morning... I can say it - "Shlum-ber-zhay" - but every time I see the word 'Schlumberger' in print all I see is "Slum-burger".

m.y.

Saturday, January 10, 2009

NOT for the faint of heart... or stomach.

I'm warning you up front... no reading this post and then blaming me for making you feel queasy. or inclined to call PETA. it's your last chance to stop reading and go do something lovely, like eat cake or organize your sock drawer...


My dog has always been sort of a picky eater. Thankfully, for most of his life he was content with good old fashioned Dog Chow, regular, plain. No Kibbles and Bits, nothing fancy. And he didn't really like dog treats. Why would he like bacon-flavored dog treats when he knows real bacon exists in the world? The occasional pig-ear would be chewed on, or bones, but that's about it. Now that he's a bit older, he's apparently developed a taste for the more expensive dry food (this was discovered at G'ma Linda's, as he tried to gobble all of Bullet's food) so now we buy the good stuff for him, sometimes mixing it with all sort of things we know he likes... bacon, shredded cheese, leftovers, the fat off of my steak, a drizzle of bacon grease, etc. I know. There is a school of thought that it is very bad for the dog to eat such things. I respect that view. However, I've secretly given him bits of real people food all his 13 years, and now that we know he has cancer I don't think this is the time to lay down the law. Plus, we just want him to keep eating. So far so good... even though he ignores his food sometimes, he's still doing pretty well and, as I blogged before, he's growing rather, um, SOLID.

In the last couple of years, we've discovered that Chino does have a sweet tooth of sorts. Yes, I think he does. As I am partial to the dark chocolate s'more husband brought me from The Chocolate Bar yesterday, my dog really diggs opossum. As he reminded us last night... when we opened the door to let him in and there, in a patch of light, was the latest victim, brought up to the back door, no doubt, to show us what a fierce hunter and generous giver he is. We collectively groaned and I tried not to barf as we called to Chi and checked him out, to see if he'd sustained any injury. One leg appeared to have a little scratch. His breath was the grossest thing ever and I tried to think of something else. We immediately put him in the shower and I scrubbed him all over. To assuage your fears, he's fine and he's had all his shots. This morning he's fine and showing no signs of craziness or rabid-dog symptoms. He's already been out and forlornly sniffed the place he left his, ah, friend last night. barf.

The opossum chronicles began a couple of years ago in Hico, Texas. I'd taken Chino home with me, and left him to hang out in my YaYa's gigantic backyard overnight. It really is huge, with tons of trees and a fish pond to tantalize him. While drinking coffee the next morning at my folks' house, the phone rang. "Chino is a warrior!" my YaYa crowed. "He got a 'possum last night!" "Wha?!" was my response, I think. He'd brought the dead animal up to the back door, to ensure it was YaYa's morning surprise when she ventured out. She was pretty non-plussed... people who live in the country are so much less squeamish about death. She was actually thankful, I think, that he rid her of a pest in her yard. When we got to town, they'd disposed of the grody evidence but Chi had these marks on his face, smelled horrible, and grinned and pranced around like a proud... well, warrior.




We all laughed, and I took the above picture. Because, as a disgusted-yet-proud mom, I know it's all about chronicling the journey. We came home, and hubby-then-boyfriend and I found a stuffed opossum for him to play with. He loved it.






What happened next was just... epic. EPIC.

It was a dark and stormy night. Okay, not stormy. But dark. I was home alone. I was living with my aunt at the time, and she was out of town. The dog was out back, and I was about to take a shower. Deciding to let the dog in, I walked to the back door and saw him there through the glass, outside. "Hm", thought I. "I didn't know he took his stuffed animal outside." So I opened the door. And in ran a gleeful, energetic Chino, with a freshly expired opossum hanging from his mouth. HE RAN INTO THE HOUSE. TRAILING DROPLETS OF RED SUBSTANCE. Like any self-respecting woman, I screamed and jumped up on the kitchen counter, curling my legs up as far as possible to get my feet away from the beasts and the droplets and the situation at large. Chino looked at me, clearly expecting a high-five. Oh, and I was buck naked. Because I was GOING to take a shower.

I somehow shooed him out the door again. And flipped out. And obsessively, squeamishly cleaned the floor, in my birthday suit, all the while listening to my dog happily crunching down on his victim directly outside the door. Yes, I heard crunching. That was the first time I thought I would vomit. Then, I had to sit there and consider what to do next. I managed to open the door and cajole the dog away from his new BFF. I grabbed him by the collar, propelled him to the bathroom, and bathed him. and bathed him again. I thought I would upchuck in the shower. With him smelling like he just left a salon, I went over the floors again, desiring nothing more than to sanitize the world around me. I threw away his collar. Chi whined a little to be let back out, missing the thing on the back porch. And there it was, the final task. What was I supposed to do with it?! I poked my head out and surveyed the situation. Gross. Barf. Was it all the way dead? It was crunched on, so surely so, right? I rooted around in the laundry room for tools to deal with disposing of the thing, and only found a dustpan and some tool for poking the thing. I honestly don't remember what the tool was... must've blocked it out. Oh, I was dressed by this point as well. "Finally!" you all think in relief.

I went out armed with these paltry tools and poked the thing to, you know, make sure it was dead. It's teeth were barred, so scarily that I started talking to myself and wigging out. I knew there were better, superior tools out under the carport, but it was dark and there were apparently opossums running rampant. I tried to wedge the dustpan under the animal, which had that eerie weight of death, which freaked me out all over again. That's when I started crying, and seriously considered calling 'a man' to do it, any man. The shame of it all kept me from doing that, so I sucked it up and managed to somehow finagle the poor carcass into a trash bag, and drag the bad to the dumpster, and roll the dumpster to the curb. And bang down on the lid to make sure it was really closed. Then I went inside and texted my aunt, who howled at the story.

So, my dog has a taste for opossum. Everyone has a weakness, I guess, especially instinctive beasts. I confess, as totally stomach-turning as I find it, there's a tiny part of me that is thankful he's feeling good enough to get himself a 'possum. However, because I don't want you to go away with gory images in your head, here's my good boy:









And for the record, I never actually tossed my cookies. I'm obviously the toughest woman you know, duh.

-m.y.